Health insurance premiums

If your employer pays for your medical insurance premium

If your employer pays your medical insurance premium, your employer receives a Tax Relief at Source (TRS) discount on the cost of the policy.

In this scenario:

  • the employee pays tax on the full cost of the policy
  • and
  • may be eligible to claim Medical Insurance Relief.

Employees claim Medical Insurance Relief at the standard rate of tax. For further information, please see the page ‘How to claim’.

You can claim for Medical Insurance Relief if:

  • your employer pays your insurance premium
  • and
  • you pay tax on the full cost of the policy.

Next: Tax Relief at Source (TRS)

Published: 15 October 2026 Print this page

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