Help to Buy (HTB) scheme

Overview

The Help to Buy (HTB) scheme is an incentive for first-time property purchasers. It will help you with the deposit you need to purchase or self-build a new house or apartment. You must purchase or self-build the property to live in as your home.

Where you meet the required conditions, you will receive a refund of:

The refund will be from the four tax years prior to when you make your application, not the date of your claim. The refund will not include any refunds you have already claimed.

Next: Who can claim HTB?

Published: 01 January 2026 Print this page

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